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When Is The Best Time To Shop For Az Auto Insurance?

Posted on: December 2nd, 2009 by admin

Az Auto Insurance


If you haven’t shopped for Az auto insurance in awhile now may be the time to start.   Insurance rates are always changing and it pays to shop around.  Many people get complacent with their auto insurance company and just sit back as the rates slowly creep up year after year.  Every insurer has their own formula for how they calculate the premium that they will charge their policyholders and it can vary widely. 

Most Az auto insurance companies renew their policies every 6 months, with the exception of a few companies who renew every 12 months.  The natural reaction is to wait until your current policy is up for renewal to start shopping, however, it really doesn’t make sense to wait if you are paying more than you need to.  You can switch az auto insurance companies at any time.  Your current insurer will be responsible for reimbursing you for any unused premium.  For example, insurance companies generally charge you for a month’s worth of coverage in advance.  Therefore, if you have paid for 30 days worth of coverage in advance and you cancel 15 days in to the month, the insurance company is required to refund you for 15 days worth of coverage. 

Through your shopping efforts you will likely find that you are able to save money.  You may even find that you are able to save hundreds of dollars a year.  If you are able to find savings the best time to switch is today.  Do not put off your savings to a later day.  Do not continue overpaying for your auto insurance.  One of the most convenient ways to shop for insurance is online.  Take the time to fill out an insurance quote form and you will have multiple insurance quotes to choose from in no time.   Good shopping.

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