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Start Saving on Your Auto Insurance Phoenix Residents

Posted on: November 29th, 2009 by admin
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Auto Insurance Phoenix

There are many areas of your financial life where you are leaving savings on the table.  These days people are cutting back and making sacrifices to pay down debt and get back on track.  One area where you can find significant savings without sacrificing coverage is on your auto insurance Phoenix.  Follow the steps below and let the savings roll in:

  1.  Pull Out Your Current Policy.  Review the coverages that you currently have in place.  As you review your policy, do understand it?  If not, take the time to understand the coverage options that you have available. 
  2. Begin Your Search.  There are various ways that you can shop for car insurance these days.  You can shop in person with a local agent, on the phone, or you can turn to the internet to begin shopping.
  3. Get Multiple Quotes to Compare.  Make sure that you receive quotes from multiple companies.  Don’t stop at one or two.  As you begin shopping you may be pleasantly surprised to find significant savings. 
  4. Review Coverage Options.  Make sure that the quotes your are receiving match your needs.  Some companies may be offering reduced coverages for a reduced rate.  Complete an apples to apples comparison of all the incoming auto insurance quotes.  Don’t assume that your current coverages are the best fit for you.  Take the time to figure out the appropriate coverages to meet your needs.  If at has been awhile since you last shopped you may find that your needs are very different today than the day you purchased the policy. 
  5. Discuss Available Discounts.  Different companies offer different discounts.  Make sure you ask about all available discounts.  There are discounts for good driving, good student discounts, accident free discounts, club membership discounts, etc.  These discounts can really add up to significant savings.  Don’t forget to ask about the discounts.
  6. Purchase a Policy.  Hopefully at this point you have found a policy that fits your needs and your budget.  Make sure to discuss the payment options with the insurance carrier of your choice.  Most companies offer multiple payment arrangements.  You may even qualify for a discount if you pay the full 6 month or annual premium up front.

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