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MI Insurance

Posted on: January 30th, 2013 by admin

2 Hidden Truths on MI Insurance

MI InsuranceWhen it relates to Michigan insurance one truth that is not hidden is the high cost. The price we pay for our insurance is much higher than the average state out there. Every year I always come across an article somebody has put out ranking the average cost of auto insurance by state and Michigan always ranks in the top. Even though MI insurance is more costly versus other states it does not mean you have to overpay.

The Curtain Pulled Back on MI Insurance

When dealing with Michigan insurance you first need to remember that no two insurance companies are the same. Each company has different rating systems on how they rate their customers. They look at different components like, driving history, age, type of car, credit, zip code among other factors. Some things have a bigger factor versus other things with companies. For example if you have a very good credit score some insurance companies will offer you a great rate as a result of that while others will not. The point is that you need to identify which company’s sweet spot you fall into.

It is unrealistic to think that you will call every insurance company in Michigan and receive quotes from them. However what you can do is find a local independent agent. What a local independent agent brings to the table is the fact that they represent numerous companies and will quote you with all of them. This gives you the opportunity to talk with just one agent but still obtain quotes from numerous insurance companies. This will save you the big headache of trying to call various companies to see who is going to provide you with the lowest premium.

The reality is we pay a lot for our insurance versus other states. However that does not mean that you still can’t find a good deal and pay a lot less versus other residents. There are plenty of companies that will be willing to provide you with a competitive rate because you happen to fall into their sweet spot. The mission is to find that company. Utilizing a local independent agent will provide you with the convenience of shopping the competition with only one phone call.  Make today the day you stop paying too much on MI insurance and call a local independent agent to find you a better rate.

Looking for MI Insurance Quotes – Call (888) 557-0121

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