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2 Tips on Having your Agent Better Serve You

Posted on: January 28th, 2010 by admin

It is no secret that everybody is cutting back and tightening their belts as President Obama put it last night in his State of the Union. Even the white house is apparently going to be going on a budget in the upcoming years. The point is that everybody is looking to save money and you have to make sacrifices in order to meet the goals of your budget. Well one area that you cannot sacrifice and may not have to is your auto insurance Phoenix. If you could have the proper coverage with a top rated insurance company and pay less would you be interested? Of course you would be! In this case you need to leverage your agent’s knowledge to help you out. The first thing to do is ask your agent if you are properly covered. You would be amazed on how many people are either over insured or under insured. This can cost you money for paying too much for being over insured or worse yet if you are under insured and it could cost you your nest egg. Tip number one is reviewing your coverage and make sure you are properly insured because everybody’s circumstances change. The second is to ask your agent if there are any additional discounts that you may qualify for on your auto insurance Phoenix policy. Each insurance company is unique and offers different discounts. A good agent should be able to identify these discounts for you during the interview process but often is missed. Especially if you have an agent who has been in the business for a while and more or less has one foot out the door. Side not tip, if you do have an agent who has been in the business for a while and seems like he or she may be on autopilot make sure you keep them honest and review every discount possible! If you are finding there is many discounts that your agent did not capitalize on for you then start looking for a new agent. Regardless though it is always smart to shop once a year for your auto insurance Phoenix policy. If your agent only represents one insurance company you may want to consider an agent who represents multiple insurance companies to streamline the Phoenix insurance shopping process. Just remember review coverage with your agent and make sure you are getting all the discounts you deserve.

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