When shopping for AZ car insurance it can be a daunting task but also an important one. Most people just look at price and base everything off that. However when comparing price you need to make sure that you are comparing apples to apples. What I mean by this is that you need to make sure when you are receiving quotes from different insurance companies that all the quotes have the same coverage. If one quote has the state minimum coverage and another one has increased limits then this will give you a big price difference. So AZ car insurance shopping tip number one, make sure you are comparing apples to apples. The next thing is to make sure you are properly covered. This is an important topic to speak with your agent about, if you work with one. If you do not then you will have to trust that the customer representative that you are speaking with can act as your agent to guide you correctly. A lot of times when people shop for their AZ car insurance they just look at what their current coverage is and just assume that is still sufficient. The reality is that circumstances change, if you started accumulating more wealth or maybe lost wealth then this will need to be reflected in your policy. So the next time you shop around spend some time on the phone with your agent or potentially new agent and ask some questions just to make sure that you have the best coverage available for you. So tip number two, make sure you are properly covered. After you have the proper coverage then you can shop and request auto quotes with your proper coverage. Then at this point you can start comparing apples to apples and find the lowest price with the appropriate coverage for you.