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Protect Your Future With Disability Insurance > > >
- 3 in 10 workers will become disabled before retiring
- 1 in 7 workers can expect to be disabled for 5 or more years before reaching retirement
- 50% of all home foreclosures can be attributed to disability
- Unexpected illnesses and injuries are responsible for 350,000+ bankruptcies each year
- 498 Americans became disabled in the last 10 minutes
You Rely On Your Income. What If You Couldn’t Work?
How long could you survive without a paycheck? Most Americans only have enough savings to last two weeks. Don’t let an illness or injury put you on the sidelines with nowhere to turn. Protect yourself with a disability insurance plan. Disability insurance will provide you with income until you are able to get back to work.Get a free online disability insurance quote now.
Disability Insurance Basics – What You Need To Know
Rates will vary depending on your occupation. Insurance companies will review the following items to come up with a rate:
- Occupation- The riskier your occupation, the more you will pay
- How much income are you looking to replace?
- Elimination Period- This refers to the time period before benefits kick in. The longer the elimination period, the cheaper the rate.
- Benefit Period- How long do you want benefits to last? 6 months, 3 years, or a lifetime. Rates will vary depending on your choice
