Auto Insurance

Face the facts we all need to have auto insurance. Without it you could find yourself in a major financial dilemma. When shopping for auto insurance in Phoenix, Arizona, it is important to get the most value for your money without sacrificing service or coverage. Our goal at FrogDogQuotes.com is to help match you with a top insurance carrier while at the same time reducing the strain on your wallet.

Auto Insurance Savings Tips

1. Shop around. Insurance rates can vary widely from one insurance company to another. Don’t assume you are getting the best rates. FrogDogQuotes.com is here to shop the competition for you to ensure that you are getting the best rate available. Give us a call for a free auto insurance quote.
2. Choose a higher deductible. If you are willing to raise your deductible and take on more risk you will lower your auto insurance premiums in the process.
3. Ask for discounts. Each insurance company has its own set of unique discounts ranging from a good student discount to a good driver discount. It pays to ask about all available discounts.
4. Drive safely. This one is a no-brainer. If you are a safe driver who is ticket and accident free you will enjoy a substantial savings on your auto insurance.
5. What kind of car are you driving? The type of car you drive influences the rates you will pay. When shopping for a new car be sure to call your insurance company to see how it will affect your rates.
6.Credit score. More and more insurance companies are using credit characteristics in the calculation of insurance rates. By achieving a strong credit score you will be showing insurance companies that you are a responsible person. Many independent studies have shown a link between a low credit score and an increase in the number of claims. As a result the insurance companies will charge you more if you have a low credit score.
7. Drop collision coverage on your old car. If you have an old car that is no longer worth much money it may make sense to drop collision coverage. If your car is only worth $1,000 -$2,000 it may not make sense to pay extra for collision coverage.